Excitement to “lock the deal” can make people rush the token payment. But a few document checks before that step protect you later.
Confirm the ownership. Ask to see the sale deed, previous chain of documents (for resales), and ID proof of the seller. The name on documents should match the person you’re dealing with.
Check for encumbrances—outstanding loans or legal disputes on the property. For big purchases, getting a lawyer to do this verification is money well spent.
Review building approvals, occupancy certificate, and basic layout approvals, especially in under-construction or recently completed projects.
Confirm that maintenance dues, property tax and utility bills are cleared up to date, or at least clearly accounted for in writing.
If everything seems in order, then draft a clear token/booking receipt mentioning amount, date, conditions, and what happens if either party backs out.
Paperwork may feel boring, but it’s what turns a nice flat into a safe purchase.
